The Health Company
  512.794.9877
877.305.0130
 
    About Us Get A Quote Carriers Read Our Blog Contact Us
 
Shop For A Blue Cross Blue Shield of Texas Plan
Interested In
Zip Code
Quick Links Health Insurance Medicare Group Health Testimonials

Flood Insurance


Flood Insurance Information

There's something you should know: Flood losses are not covered by your homeowners insurance policy.

Floodwaters have the power to damage not only your home and sense of security, but also your financial future. How can you protect your most important investment in case of flooding?

    Option 1: Hope that you'll receive Federal disaster relief if a flood hits.
    Many people wrongly believe that the U.S. government will take care of all their financial needs if they suffer damage due to flooding. The truth is that Federal disaster assistance is only available if the President formally declares a disaster. Even if you do get disaster assistance, it's often a loan you have to repay, with interest, in addition to your mortgage loan that you still owe on the damaged property.

    Most importantly, you must consider the fact that if your home is flooded and disaster assistance isn't offered, you'll have to shoulder the massive damage costs alone. The bottom line is that if you're looking for secure protection from financial loss due to flood damage, Federal disaster assistance is not the answer.

    Option 2: Buy flood insurance and stay protected no matter what.
    When disaster strikes, flood insurance policyholder claims are paid even if a disaster is not Federally declared. Flood insurance means you'll be reimbursed for all your covered losses. And unlike Federal aid, it never has to be repaid.

    In general, a policy does not take effect until 30 days after you purchase flood insurance. So, if the weather forecast announces a flood alert for your area and you go to purchase coverage, it's already too late. You will not be insured if you buy a policy a few days before a flood.
  Our Site Links

Home Page
Who We Are
Health Insurance Companies
Find a Plan
FAQ
News Center
Contact Us
Type of Insurance

Individuals & Families
Seniors & Medicare
Groups
Understanding Obamacare
Insurance Glossary
Contact Info

The Health Company
Austin, TX 78731

PH: 512.794.9877
PH: 877.305.0130
FX: 512.794.0435
Facebook Twitter LinkedIn Google+ RSS Feed YouTube

Quote from some of the best carriers
 
BCBS
United Healthcare
Aetna
Humana
Mutual of Omaha